Mortgage Blog
Quality advice, quality service and the best mortgage rates
Would you choose a bigger wedding or a bigger down payment?
June 24, 2026 | Posted by: Angela Robinson
A recent survey found that most Canadians planning a wedding would consider asking for cash toward a home down payment instead of traditional gifts, and many would even scale back wedding plans to hel ...
read moreWould you choose a bigger wedding or a bigger down payment?
June 24, 2026 | Posted by: Angela Robinson
A recent survey found that most Canadians planning a wedding would consider asking for cash toward a home down payment instead of traditional gifts, and many would even scale back wedding plans to hel ...
read more
Mortgage Renewal Doesn't Have to Be Overwhelming
June 17, 2026 | Posted by: Angela Robinson
Mortgage renewal is one of the most important financial decisions many homeowners will make, and you're not alone if you're feeling uncertain. Recent research found that more than half of Canadians a ...
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Thinking About Co-Signing A Mortgage? Read This First!
June 10, 2026 | Posted by: Angela Robinson
More Canadian parents are helping their adult children enter the housing market by co-signing mortgages. ???? For many first-time buyers, a co-signer can make the difference between qualifying and co ...
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Will Downsizing Open Doors for the Next Generation?
June 3, 2026 | Posted by: Angela Robinson
Canada's housing market may be entering a new chapter. ???? As more Canadians reach retirement age, experts are anticipating a gradual 'downsizing wave' as older homeowners begin reassessing their lo ...
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Fallen Into Negative Home Equity? That doesn't mean you're out of options!
May 27, 2026 | Posted by: Angela Robinson
Falling home values have left some Canadian homeowners in a difficult position: owing more on their mortgage than their home is currently worth. If you purchased near the peak of the market with a sm ...
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Global events can influence mortgage rates, even when they happen far from home
March 11, 2026 | Posted by: Angela Robinson
Recent conflict in the Middle East has pushed oil prices higher and created uncertainty in global bond markets. Because Canadian fixed mortgage rates are tied to Government of Canada bond yields, this ...
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First-time homebuyers face the biggest adjustment as mortgage renewals climb
February 18, 2026 | Posted by: Angela Robinson
Canada’s mortgage renewal wave is well underway — and for many first-time buyers, the adjustment is significant. With over 1.5 million mortgages already renewed at higher rates, some home ...
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Saving for your first home? A First Home Savings Account (FHSA) can be a game changer.
February 11, 2026 | Posted by: Angela Robinson
An FHSA lets first-time buyers save up to $40,000 with tax-deductible contributions and tax-free withdrawals when buying a qualifying home. It can be used alongside an RRSP and the Home Buyers’ ...
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Is Stagflation A Real Threat For Canada?
February 4, 2026 | Posted by: Angela Robinson
While Canada is facing slower growth and lingering inflation in everyday costs, today’s economy looks very different from true stagflation. For mortgage borrowers, the bigger takeaway isn’ ...
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