Mortgage Blog

First Home? Start With Clarity, Not Guesswork

December 17, 2025 | Posted by: Angela Robinson

Buying your first home is exciting, but knowing where to start matters. A proper mortgage pre-approval helps you understand what you can afford, avoid surprises, and shop with confidence. We work with ...

Canadians Are Delaying Key Financial Milestones — Including Wills & Estate Plans

December 3, 2025 | Posted by: Angela Robinson

Even though inflation is cooling and rates have started to dip, many Canadians say it still doesn’t feel easier to get ahead financially. A new national report shows just 46% feel optimistic abo ...

Relocating? Here’s How to Budget for a Whole New Life

November 19, 2025 | Posted by: Angela Robinson

Moving to a new city isn’t just a change in scenery — it’s entering a brand-new local economy. And when it comes to relocating, your financial planning should start long before the m ...

Unlocking Hidden Inventory: How to Find Homes Before They Ever Hit MLS

November 12, 2025 | Posted by: Angela Robinson

In a quieter market, many sellers aren’t advertising publicly—they’re testing the waters off-market. That means the best homes are often sold long before a listing ever hits MLS.At A ...

Is Your Mortgage Renewal About to Shock You?

November 5, 2025 | Posted by: Angela Robinson

Over the next two years, many Canadians will face a major jump in mortgage payments — and for some, the increase will be more than they can comfortably afford. Here’s what you need to kn ...

What is a HELOC?

September 24, 2025 | Posted by: Angela Robinson

A HELOC is like giving your home a financial “credit card.” Here’s how it works:- It’s considered a second mortgage, secured against your home. - Works as a revolving line ...

Mortgage Paid Off? Here's How To Make The Most Of It

September 10, 2025 | Posted by: Angela Robinson

Paying off your mortgage is a huge milestone — but what you do after can be just as important for your financial future. ✅ First, figure out how much cash flow is actually freed up (remember: ...

GST Relief Could Save First-Time Buyers Thousands

September 3, 2025 | Posted by: Angela Robinson

Thinking about buying your first home? A proposed federal GST rebate could help — but there are a few details to know. The plan, first announced in June, would eliminate the GST portion on new ...

Should you lock in your variable mortgage rate?

August 27, 2025 | Posted by: Angela Robinson

It’s now been over five months since the Bank of Canada’s last rate cut, and the market outlook has shifted. Earlier this summer, many expected multiple cuts before year-end — but wi ...

Looking for a New Home?

August 20, 2025 | Posted by: Angela Robinson

The federal government has introduced legislation to eliminate the GST on new homes under $1 million—a change that can save buyers up to $50,000 off the purchase price and as much as $240/month ...

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