First-Time Home Buyer Mortgages in Alberta

Thinking about buying your first property?

Clear Guidance for Your First Home Purchase

Overview

Buying your first home is exciting, but it can also feel overwhelming. Between financing rules, down payment options, and lender requirements, it’s easy to feel unsure about where to start.

We help first-time buyers across Alberta understand the process, the numbers, and their mortgage options, so they can move forward with clarity and confidence.

How We Help First-Time Buyers

Every first-time buyer situation is different. We take the time to review:

• Income and employment details
• Down payment sources and minimum requirements
• Monthly payment comfort and total ownership costs
• Mortgage options that align with your short- and long-term goals

Our role is to simplify the financing side so you can focus on finding the right home.

Why Pre-Approval Comes First

Before you start shopping, it’s important to understand what lenders will actually support. A proper mortgage pre-approval:

• Confirms a realistic purchase price range
• Helps you avoid surprises once an offer is accepted
• Strengthens your position when working with a Realtor
• Can allow you to lock in a rate while you shop

We’ll walk you through this step so you know exactly where you stand, at no cost and with no obligation.

Next Steps

If you’re planning to buy your first home in Edmonton or anywhere in Alberta, we’re here to guide you through the process and help you make informed decisions from day one.